The Best Payment Apps in 2019

A cashless economy is driving the daily financial business to a whole new level. It entails transparency, makes for instantaneous results and is easily accessible. Payment Apps let you make online transactions via an encrypted database that secures your money source from potential cyber threats.

Check out these payment apps available for smartphones.

1. PayPal

PayPal is the real payment pal of users who make online transactions. It has been in use since 1998 as a digital wallet and facilitated transactions for eBay. PayPal enables users to transfer and receive money to and from any bank account based in the USA and does the same for many foreign accounts as well. There’s no transaction fee for transferring money to family or friends. However, there’s a nominal fee for credit card fund transfer and for converting currencies.

2. Venmo

Venmo is owned by PayPal and is another online payment facilitator with an embedded social networking facet. It also has a website, but to experience its originality, the Venmo mobile app comes in handy. It can be used to split bills without hassle at restaurants, hostels, or other business outlets.

3. Zelle

Zelle will need your primary bank account from one of the many participating banks for signup. Funds can be transferred with a same-day readiness to family and friends at zero transaction fee. The list of participating banks includes- Chase, Citi, Wells Fargo, Bank of America, Ally and Capital One.

4. Facebook Messenger

Probably all of your friends and family members are on Facebook and are using its Messenger app for conversing with contacts. Well, it has become simpler to make transactions online via this app, which integrates a chat and payment experience. All that needs to be done is to add debit/credit info to make a payment to any of your contacts. The payment information is secure and private, and the receiver sees the amount, photo and name after you’ve made the payment.

5. Square Cash

This payment enabler comes with the feature of transacting money and cryptocurrency like the Bitcoin. With a Square Cash account, users can send, receive or request money from family and friends without any cost. The digital wallet allows users to store money or they can make direct transfers from their linked bank account or debit card. The feature of enabling trading (buy and sell) in Bitcoin gives it an edge over other payment apps.

6. Google Wallet

Google has integrated all its services under a single user account. So, if you have a Google account, then you are already signed up for Google Wallet. It facilitates online transactions from your bank account and also has the option to send money to any of your Google contacts, like from Gmail or phonebook.

Sam John is a Microsoft Office expert and has been working in the technology industry since 2002. As a technical expert, Sam has written technical blogs, manuals, white papers, and reviews for many websites such as

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